html, body {
	background: url(../images/background.jpg) #c3c9d7;
	margin: 0;
	padding: 0 0 12px 0;
	font: 10pt Trebuchet MS, Arial, Verdana, Helvetica, sans-serif;
	color: #4c5470;
	}
	
#pagecontainer {
	background: url(../images/pagecontainerbackground.jpg) repeat-y;
	margin: 20px auto;
	width: 786px;
	}
	
body p {
	color: #4c5470;
	font: 10pt Trebuchet MS, Arial, Verdana, Helvetica, sans-serif;
	}
	
a {
	color: #ad1f10;
}

a:hover, a:active {
	color: #e34836;
}

	
/* HEADER
------------------ */
h1 {
	background: url(../images/title.jpg) no-repeat;
	height: 150px;
	margin: 0 auto;
	padding: 0;
	text-indent: -9999px;
	}
	
/* NAVIGATION
----------------------- */
#navigation {
	background: url(../images/navigationbackground.jpg) repeat-x #d7dfca; 
	height: 35px;
	margin: 0 auto 15px auto;
	padding: 0;
	width: 772px;
	}
	
/* CONTENT
------------------- */
#content {
	float: left;
	padding: 0 0 20px 35px;
	width: 435px;
	}
	
h2 {
	color: #bd1705;
	font-family: Trebuchet MS;
	border-bottom: 1px solid #263364;
	margin-top: 0px;
	padding-bottom: 12px;
	font-size: 16pt;
	}
	
/* SIDEBAR
------------------ */
#sidebar {
	float: right;
	padding: 0 6px 15px 0;
	width: 284px;
	}
	
#sidebar img {
	display: block;
	}
	
/* FOOTER
----------------- */
#footer {
	background: url(../images/footerbackground.jpg) no-repeat;
	clear: both;
	height: 65px;
	margin: 0 auto;
	width: 786px;
	}
	
/* DISCLAIMERS
----------------------- */
#disclaimers {
	margin: 0 auto;
	padding-left: 30px;
	width: 786px;
	}
	
#disclaimers p {
	margin: 0;
	padding: 0;
	}
	
#disclaimers p.kdg {
	color: #fff;
	font-size: 10px;
	}
	
.kdg a {
	color: #fff;
	text-decoration: none;
}